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The difference between the applicant and the insured is the following:
The applicant is the person who applies for and pays for the insurance policy.
The insured is the person covered by the policy. The applicant and insured may be the same person, or the insured may be the applicant's parent, child, or spouse.

Insure a family member
You can buy for your family members by adding them as insured and selecting the applicable relationship.
Select Add Now in the Applicant Info section and fill in your personal details. Know more about the process here.
After adding the applicant info, select the insured’s relationship with the applicant. You can choose to insure yourself, your spouse, your parent, or your child. If the insured is not yourself, you must enter your family members’ personal particulars.
