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[ShopeePay] How do I cash-in via InstaPay?

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Go to ShopeePay balance on the homepage select Cash in > select InstaPay > choose your preferred bank > CONFIRM > read the instructions carefully before selecting Open the Application.


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⚠️ Note

• ShopeePay cashback is non-convertible and can only be used within the Shopee app. Unused cashback may be clawed back—please check the clawback schedule.

• Your account number is your Shopee-registered mobile number in this format: 09XXXXXXXXX.

• You can also transfer funds to your ShopeePay account from your preferred bank.


Your ShopeePay balance will reflect immediately once your payment is verified. If it doesn’t reflect within a day, contact ShopeePay Customer Service.


If you encounter issues with cashing in your ShopeePay wallet, it may be due to a payment problem. Please contact Shopee Customer Service and provide the Order SN, which you can find by selecting the Refunded Cash In transaction under History > COPY.



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Balance limits

Non-verified accounts can only cash in a monthly balance of up to Php 10,000. Verify your account to increase your wallet limits to Php 100,000. 


Available Cash In Channels

Partners

Fees

Min. Cash In Amount

Linked Bank Accounts

MariBank

FREE

No min. amount required

BPI

Will be processed via the InstaPay network starting Aug 18, 2025

Partner may charge for this

service with varying fees

No min. amount required

UnionBank

Will be processed via the InstaPay network soon

No min. amount required

Transfer from Other

Banks and E-wallets

GCash, BDO, Maya, Metrobank, Landbank, RCBC, and more

Cash-ins from other e-wallets, bank apps, or websites

Partner may charge for this

service with varying fees

₱1

Over-the-Counter

Pay&Go Machines

Available at Mercury Drug, Uncle John's, Alfamart, Robinsons Supermarket, Shopwise, and more

FREE

₱500

Pawnshops

Cebuana Lhullier, Palawan Pawnshop, and Villarica Pawnshop

FREE

₱500

Payment Centers

ECPay

FREE

₱500

Department Stores

Robinsons Department Store and SM Bills Payment

FREE

₱500

Convenience Store

7-Eleven

Partner will charge

2% for this service

₱50


⚠️Note

Cash-ins via Posible and TrueMoney will be available only until Nov 15, 2025. TouchPay and RD Pawnshop are no longer supported and will also be removed on this date. Please use other cash-in channels.

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