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Eligibility
You can pay by SPayLater on Shopee if you:
A spending limit applies depending on your payment history and spending behavior. You can view the overall and remaining spending limit on the SPayLater page.
If you fulfill the eligibility conditions but cannot pay by SPayLater, contact Shopee Customer Service.
⚠️Note
SPayLater has a processing fee of 0-2% per transaction amount and monthly interest ranges from 1-5% for items. Pay your SPayLater bill on time to avoid additional charges!
Processing Fee | Interest Rate | Late Payment Fee |
0-2% of the total amount | 1-5% per month on total order The interest rate will be based on your personal credit profile | 2.5-5% This monthly rate is applied to the outstanding amount |
⚠️Note
You can select your SPayLater payment due dates based on when you make your purchase. Here are the available due dates:
⚠️Note
If you request for a return/refund for products paid by SPayLater, these terms apply:
SPayLater is a payment method offered by SeaMoney (Credit) Philippines, Inc. regulated by the Securities and Exchange Commission.