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Your SPayLater Credit Limit increases automatically with consistent on-time payments. Keep using SPayLater responsibly for greater rewards ahead.

Why has my SPayLater Credit Limit increased?

Shopee reviews your payment history and raises your credit limit! Keep using SPayLater and paying on time for even higher limits.

Why has my SPayLater Credit Limit been frozen when I don’t have any overdue bills?

After Shopee reviews your account and recent activity, you can no longer use your SPayLater. One of the reasons could be due to past payment history. You may use different payment methods for checking out your orders. 

Learn more about SPayLater and other Payment Channels supported by Shopee.