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What is SPayLater Xtra?
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SPayLater Xtra offers users an additional credit limit for added flexibility when purchasing high-value items worth at least Php 5,000 in select Shopee stores.
Benefits
Purchase with a seamless checkout experience
Enjoy competitive installment offers on your high-value items
Get higher limits for your Shopee transactions
Activating SPayLater Xtra
Make sure you have already activated your SPayLater account. Once your SPayLater account has been activated, you can avail of SPayLater Xtra through the SPayLater homepage and selecting the option for it.
⚠️ Note · SPayLater Xtra is currently only available to eligible users. · Interest rates and other fees and charges will be the same as your SPayLater account. · For users with activated SPayLater accounts, if they choose to activate their SPayLater Xtra, the screening will automatically be done using the user’s SPayLater information. · If the user does not have SPayLater but has SLoan, the screening will be done based on the user’s SLoan information. · The additional credit limit given by SPayLater Xtra is only valid for 7 days. · Users may use SPayLater Xtra to purchase multiple items with one of the items being worth ₱5,000 or more. · If your SPayLater credit isn’t enough to cover your full purchase, the remaining amount will be charged to your regular SPayLater Xtra credit limit. But when using SPayLater Xtra, it can no longer be combined with other payment methods like e-wallets or online banks, such as ShopeePay or Maribank. · If your SPayLater Xtra application was rejected, you may reapply immediately. · SPayLater Xtra can be used for both Shopee purchases online or scan to pay transactions. Read more about using SPayLater for Scan to Pay. · 0% SPayLater Promos may not be available when using SPayLater Xtra. |