Hi, how can we help?

ShopeePay now supports multiple payment methods, including your ShopeePay Wallet, SPayLater, SeaBank, and Credit/Debit card for seamless transactions online or in-store.

Link Your Payment Methods

Once you have a ShopeePay account, you can add SPayLater, SeaBank, and Credit/Debit Cards as payment methods.

1. How do I use SPayLater to pay?

Once activated, SPayLater will be automatically added as a payment method for all non-sequential payments. It allows you to buy now and pay later, giving flexibility on purchases.

2. How do I link my SeaBank account?

Link your SeaBank account to pay using your bank savings balance for secure and direct payments. 

To do so go to Me in your ShopeePay Wallet > Settings > Linked Payment Methods > Preferred Payment Methods > Select + Link SeaBank Account > Open or Link SeaBank Account.

3. How do I link my Credit/Debit cards?

Link your credit/debit card for seamless payments. 

Select Me in ShopeePay Wallet page > Settings > ShopeePay Linked Services > Preferred Payment Method > Credit/Debit Card > Enter details > Submit.

Sequential Payments for Subscriptions and In-app Purchases

Ensure uninterrupted subscriptions and seamless in-app purchases by setting up multiple payment options in your preferred order.

1. What is Sequential Payments?

Sequential Payments lets you link multiple payment methods for subscriptions (e.g., Spotify, Prime Video) and in-app purchases (e.g., App Store, Google Play). Payments will be automatically charged in the order of your selected payment methods.

2. How can I enable Sequential Payments?

Starting July 1, Sequential Payments is automatically activated for all users. To enable SPayLater specifically for subscriptions, just toggle on Allow SPayLater.

3. How do I arrange payment methods in the sequence I want?

Go to ShopeePay’s Me tab > Settings > ShopeePay Linked Services > Preferred Payment Methods > Edit > Confirm to apply your preferred order for future transactions.

4. How do I disable Sequential Payments?

You can review your linked apps and unlink the service through these steps:

For Apple Services: Go to your device Settings /subscribed app settings > select your Name > Payment & Shipping > Edit > Select your payment method to be disabled > Remove Payment Method. You can also visit Apple Services for more details. 

For other Linked Apps: Go to Me in your ShopeePay Wallet Page > Settings > ShopeePay Linked Services > select Linked App to disable > Unlink Service. 

Types of Payments You Can Make with ShopeePay, SPayLater, SeaBank, and Credit/Debit cards

1. Online Subscriptions and In-App Purchases 

As of September 1, 2025, the following payment methods are accepted for Linked Services

2. One-Time Online Payment

Completely instant, hassle-free transactions for:

• Mobile load

• Game credits

• In-app and web purchases

3. QR Payments (supports all QR Ph codes)

ShopeePay fully supports QR Ph, the national QR standard, ensuring compatibility with participating banks and merchants nationwide.

• Scan QR to Pay: Scan any QR Ph-enabled code in-store for fast, secure cashless payments

• Screenshot QR to Pay: Upload a screenshot of a QR Ph code directly to complete your payment

• Generate QR to Pay: Generate QR code to pay seamlessly

• SPayLater Auto Repayment: Never miss an SPayLater bill due date with Auto Repayment. Accepted Payment Methods: ShopeePay*

• Shopee Insurance Auto Renewal: Keep your Shopee Insurance active with ease via Auto Renewal. Accepted Payment Methods: ShopeePay, SPayLater, Credit/Debit Card*

Learn more about Other FAQs related to Seamless Payment with ShopeePay.