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[SPayLater] How do I pay for SPayLater bills?

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Pay your SPayLater bills via the Shopee app using ShopeePay, e-wallets, OTC, or online payment. For free and easy repayments, use InstaPay (QRPH).


Go to the Me tab > SPayLater > Pay Now > Current Bill > Pay Now > Select a payment method > CONFIRM > Complete Payment.


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After a successful payment, you'll get a notification under Finance Updates, and your SPayLater limit will update within 24 hours. Use ShopeePay for real-time payment updates.


⚠️ Note

OTC and Online Payments may take a few days to process. Use InstaPay for faster SPayLater repayments.

• COD and Credit Cards are not accepted for SPayLater payments.

Orders confirmed as Received within the billing cycle will be billed in the next cycle 

(e.g., an order completed on June 5 will be due on July 15).




Early repayment for SPayLater

You can repay your upcoming bills in advance. Go to SPayLater wallet > Choose between Pay Now or Pay Early > select Upcoming Bill tab > Tick the box for the month you want to pay > Pay Now > Payment Method > Pay in Full.

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Viewing SPayLater transactions

View a full list of your transactions on the SPayLater Transaction page. Go to the Me tab > SPayLater > Transaction. Select any transaction to view more details.


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SPayLater transactions may have different labels:

  • Outgoing transactions

    • Installment: Payment in monthly installments

    • BNPL (Buy Now, Pay Later): Payment due within the next month

  • Incoming transactions

    • Refunds

⚠️ Note

If you encounter technical issues while paying for SPayLater, try closing and reopening the Shopee app. Use troubleshooting if needed.  

If your payment was incomplete, check the SPayLater page to see if the amount was deducted or contact Shopee Customer Service.



Learn more about SPayLater.

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