Para sa Taglish version ng article, basahin dito.
Your SPayLater credit limit increases automatically over time with consistent and timely repayments. To improve your chances of getting a higher credit limit:
Always pay your dues on or before the due date.
Avoid missing or skipping payments.
Use SPayLater regularly and responsibly.
Ensure that your Shopee account remains active and in good standing.
Maintaining a strong repayment history and responsible usage may be a contributing factor in future credit limit increase considerations.
Why has my SPayLater credit limit increased?
Your payment history and overall account activity are reviewed regularly. If you consistently pay your SPayLater bills on time and use the service responsibly, your credit limit may be increased automatically as a reward for your good credit behavior.
Why has my SPayLater credit limit been frozen even if I don’t have any overdue bills?
Your SPayLater credit limit may be frozen for several reasons. These may include:
Overdue or unpaid SPayLater bills
Overdue or unpaid balances from other credit products (e.g., SLoan)
Unusual or suspicious activity detected on your account
Issues related to the status or security of your Shopee account
When your limit is frozen, you will not be able to use SPayLater for transactions. In the meantime, you can still check out orders using other payment methods supported by Shopee.
To restore your credit limit, make sure your account remains in good standing and continue paying your bills on time.
For further concerns, contact Customer Service Team.