Hi, how can we help?

Payments

ShopeePay
SPayLater
SLoan
Finance Safety
Shopee Coins
Payment options

[Credit/debit card] Why can't I check out with my credit/debit card? (ENG)

Para sa Taglish version ng article, basahin dito. You can choose to pay for your purchases using all locally issued Mastercard, VISA, or JCB credit/debit cards, provided that they are 3DS certified. If you can't check out with your credit/debit card, it may be due to the following reasons. Kindly check them below to find out how you can resolve the issue:

 

  1. Transaction Limits

There is a maximum transaction limit for credit/debit card purchases. Please check your credit account to know your credit limit.


  1. Card errors
  2. Card not showing up

If a new card you have added is not showing up on the Payment Method page, try to close and reopen your Shopee App. Try troubleshooting if this doesn't work.


  1. Incomplete payment

If your payment process was incomplete, check with your bank first to see if the amount was deducted before making another payment attempt. Alternatively, you can contact Shopee Customer Service or Shopee Cares PH for clarification.

 

  1. Card not accepted on Shopee

Some overseas cards and cards issued by certain banks aren’t accepted on Shopee. You can check here if your card is accepted on Shopee.


  1. Restrictions due to card misuse

Credit/debit card payments are subject to transaction policies by card providers. If your credit/debit card is suspected of violating the policies, you will not be able to check out with it on Shopee. If this happens, try another card if you have one. You can also contact Shopee Customer Service or Shopee Cares PH if you think that the error is not due to any suspicious activities.


  1. Seller available payment options

Some sellers may not have credit/debit card as payment options. You can use other payment options available.


For other issues not listed above, such as an incorrect contact number where OTP should be sent, kindly contact your bank provider for further assistance.


If the above recommendations do not apply to you, you may also use other Shopee Supported Payment methods.

For other concerns related to your account being locked, learn more about Account Limitations.

Was this article helpful?
Yes
No