Para sa Taglish version, basahin ito.
SPayLater is a feature wherein qualified buyers have the option to buy now and pay later or apply for an installment loan of up to 12 months for their Shopee purchases.
SPayLater has a processing fee of 0-2% per transaction amount and monthly interest ranges from 1-5% for items. Pay your SPayLater bill on time to avoid additional charges.
Processing Fee | Interest Rate | Late Payment Fee |
0-2% of the total amount | 1-5% per month on total order The interest rate will be based on your personal credit profile | 2.5-5% This monthly rate is applied to the outstanding amount |
Access SPayLater by going to the Me tab > SPayLater.
⚠️ Note
Before you choose to pay via SPayLater, understand the detailed terms and conditions to see if you're eligible and whether the payment plans suit you.
Learn how you can pay with SPayLater.