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Subject Matter

Particulars

Admin Fee

0-1% of the total loan amount (principal)

This fee will be deducted upfront from the initial disbursement amount.

Monthly Interest Rate

1- 5% of the total loan amount (principal)

The interest rate may differ from the rates offered to other borrowers.

Penalty for Late Charge or Repayment

5% applied to the outstanding loan amount (including fees and interest) as a monthly rate.

⚠️Note

If you have overdue payments from other months, the late charge rate will be applied to the total overdue amount, including the fees and charges associated with all overdue payments.

Loan Protection

0.2% of the loan principal per month (Late fee waiver and Loan Protection Insurance)

⚠️Note

The fees, interest rate, and other charges may be subject to change. In case of any changes, users will receive a notification from Shopee.