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To activate SPayLater, simply go to the Me tab > Select SpayLater > Activate Now > Fill in the OTP sent to your registered mobile number > Continue > Upload your valid government ID details and other required information > Start Facial Verification > Ok.

Types of Government ID accepted are: 

What is the Instalment Limit in SPayLater?

SPayLater now offers 2 different types of permanent credit limits:

• General Limit 
• Your credit limit which will be used for both a) Buy Now, Pay Later and b) Instalment checkouts
• Instalment Limit 
• Your credit limit which will be used only for Instalment checkouts

How does this work?

• General Credit will apply to both BNPL and Instalment purchases.
• Instalment Credit will only apply to Instalment purchases.
• If the Instalment Limit reaches 0, your General Limit will then be used.

Example

• You have a General Limit worth ₱2,500 and an Instalment Limit worth ₱500
• You check out an item on 3 monthly instalments worth ₱1,000
• Your Instalment Limit is ₱0, and your General Limit is ₱2,000
• ₱500 of Instalment Limit will be used first
• Since Instalment Limit is fully used, ₱500 from your General Limit will be used

To view, just select View Details from the SpayLater page.

Learn more about the reasons why SPayLater Application is rejected and how the SPayLater payment works.